Newport Beach Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Newport Beach — Orange County — California
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of California or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
California Southern District Bankruptcy Court
Orange County bankruptcy cases will be filed with this bankruptcy court:
Ronald Reagan Federal Building and United States Courthouse
411 West Fourth Street
Santa Ana, CA 92701
(714) 338-5300
Counties Served: Los Angeles, Orange, Riverside, San Luis Obispo, Santa Barbara, San Bernardino, Ventura
An experienced Newport Beach Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Orange County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Newport Beach 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Newport Beach Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
411 West Fourth Street
Santa Ana, CA 92701
(714) 338-5300
U.S. Trustee
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Southern District of California are:
Amrane Cohen
770 The City Drive South Suite 8500
Orange, CA 92868
(714)621-0200
Nancy K. Curry
606 S. Olive Street, Suite 1850 Los Angeles, CA 90014
(213)689-3014
Rodney A. Danielson
4361 Latham Street, Suite 270 Riverside, CA 92501
(951)826-8000
Credit Counseling Services in the Newport Beach area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Newport Beach area, these providers have been approved:
Cambridge Credit Counseling
Newport Beach, CA 92660
(866) 267-0330
Gulf Coast Debt Solutions
Newport Beach, CA 92660
(239) 495-0099
For other approved providers in the Newport Beach area, visit the U.S. Dept. of Justice website.
www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm
Credit Reporting Agencies:
Your Newport Beach Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, CA 75013-0949
1-800-682-7654
http://www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Sterling BMW
3000 West Coast Highway
Newport Beach, CA 92663
(949) 645-5900
Phillips Auto
1220 W Coast Highway
Newport Beach, CA 92663
(949) 574-7777
Ferrari of Newport Beach
1000 W Coast Highway
Newport Beach, CA 92663
(949) 646-6900
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Newport Beach real estate agent, give you a valuation on your property.
Some local Newport Beach area realtors include:
Burr White Realty
2901 Newport Boulevard
Newport Beach, CA 92663
(949) 675-4630
Balboa Newport Realty
2001 West Balboa Boulevard
Newport Beach, CA 92663
(949) 723-4494
Featured Newport Beach Realtors
620 Newport Center Drive
Newport Beach, CA 92660
(949) 566-8540
Orange County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Southwestern California, including Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Foothill Ranch, Fountain Valley, Garden Grove, Huntington Beach, Irvine, La Mirada, Laguna Hills, Laguns Beach, Lake Forest, Long Beach, Los Alamitos, Luguna Niguel, Mission Viejo, Newport Beach, Norwalk, Oceanside, Orange, Placentia, Rossmoor, San Juan Capistrano, Santa Ana, Seal Beach, Tustin, Tustin Foothills, Villa Park, Yorba Linda, areas in the vicinity of Orange County Airport, and other communities in Orange County.
Contact a Newport Beach Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Newport Beach Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Newport Beach Bankruptcy Lawyers listed on HG.org; or the Newport Beach Bankruptcy Lawyers listed on GetLegal.com; or the Newport Beach Bankruptcy Lawyers on Justia.com