Davenport Bankruptcy Resources | Legal Help & Factual Resources

Helpful Information for Bankruptcy Filings in
Davenport — Scott County — Iowa

View the Bankruptcy Rules

View the Bankruptcy Code

View the Federal Rules of Evidence

PACER (Public Access to Court Electronic Records)

If you have previously filed a bankruptcy case in the State of Iowa or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.

Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov

U.S. Bankruptcy Courts:

www.uscourts.gov/bankruptcycourts.html

Iowa Southern District Bankruptcy Court

Scott County bankruptcy cases will be filed with this bankruptcy court:

United States Courthouse Annex
110 East Court Avenue
Des Moines, IA 50309-2044
(515) 284-6230

Counties Served: Adair, Adams, Appanoose, Audubon, Boone, Cass, Clarke, Clinton, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Jasper, Jefferson, Johnson, Keokuk, Lee, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monroe, Montgomery, Muscatine, Page, Polk Pottawattamie, Powshiek, Ringgold, Scott, Shelby, Story, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne.

An experienced Davenport Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Scott County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.

Davenport 341 Meeting Room Location

As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Davenport Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.

The meeting room location is:

Kahl Educational Center - 10th Floor
Kahl Building 326 W. 3rd Street
Davenport, IA 52801

U.S. Trustee

www.usdoj.gov/ust

Chapter 13 Trustees

When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Southern District of Iowa are:

Albert C. Warford
505 5th Avenue, Suite 520 Des Moines, IA 50309
E-mail: ch13sdia@aol.com
Phone: (515)283-2713

Credit Counseling Services in the Davenport area:

All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.

Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Davenport area, these providers have been approved:

Consumer Credit Counseling Service of Northeastern Iowa, Inc.
1003 West 4th Street, Waterloo, IA 50702
(319) 234-0661

Consumer Credit of Des Moines
6129 SW 63rd Street, Des Moines, IA 50321
(515) 287-6428

For other approved providers in the Davenport area, visit the U.S. Dept. of Justice website.
www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm

Credit Reporting Agencies:

Your Davenport Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.

You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.

Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com

TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
www.transunion.com

Experian
National Consumer Assistance Center
P.O. Box 949
Allen, IA 75013-0949
1-800-682-7654
www.experian.com

Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358

Tax Returns:

You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.

Federal Tax Returns:

For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.

State Tax Returns:

You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.

Vehicle Valuations:

You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.

Online Vehicle Valuations:

NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com

Local Used Car Dealers (for obtaining vehicle valuations):

B & C Auto
2118 W 49th Street
Davenport, IA 52806
(563) 391-2501
 
Hickory Grove Auto
3300 Hickory Grove Road
Davenport, IA 52806
(563) 386-3311

Avis-Young Used Cars
450 W 76th Street
Davenport, IA 52806
(563) 386-8000

Appraisals and Valuations for Real Estate (Real Property)

A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Davenport real estate agent, give you a valuation on your property.

Some local Davenport area realtors include:

Hattery Real Estate Appraisals
2717 College Avenue
Davenport, IA 52803
(563) 386-6606

Hawkeye Real Estate Investment Co
2305 E 52nd Street Suite 4
Davenport, IA 52807
(563) 355-0050

Hendricks Real Estate Properties
101 W 2nd Street
Davenport, IA 52801
(563) 326-5683

Stratton Commercial Real Estate
101 W 2nd Street
Davenport, IA 52801
(563) 322-8495

Scott County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!

Serving clients throughout Eastern Iowa, including Anamosa, Burlington, Cascade, Cedar Falls, Cedar Rapids, Clinton, Columbia Junction, Davenport, De Witt, Dubuque, Dyersville, Fairfield, Grinnell, Iowa City, Kalona, Manchester, Maquoketa, Marion, Mount Pleasant, Mount Vernon, Muscatine, North Liberty, Ottumwa, Washington, Waterloo, areas in the vicinity of Davenport Municipal Airport, and other communities in Scott County.

Contact a Davenport Bankruptcy Attorney today for a free initial consultation.

Other Legal Bankruptcy Lawyers

If for some unforeseen reason, the Davenport Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Davenport Bankruptcy Lawyers listed on HG.org; or the Davenport Bankruptcy Lawyers listed on GetLegal.com; or the Davenport Bankruptcy Lawyers on Justia.com