Iowa City Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Iowa City — Johnson County — Iowa
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of Iowa or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
Iowa Southern District Bankruptcy Court
Johnson County bankruptcy cases will be filed with this bankruptcy court:
United States Courthouse Annex
110 East Court Avenue
Des Moines, IA 50309
(515) 284-6230
Counties Served: Adair, Adams, Appanoose, Audubon, Boone, Cass, Clarke, Clinton, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Jasper, Jefferson, Johnson, Keokuk, Lee, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monroe, Montgomery, Muscatine, Page, Polk Pottawattamie, Powshiek, Ringgold, Scott, Shelby, Story, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne
An experienced Iowa City Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Johnson County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Iowa City 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Iowa City Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
United States Courthouse Annex
110 East Court Avenue
Des Moines, IA 50309
(515) 284-6230
U.S. Trustee
www.usdoj.gov/ust
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustee for the Southern District of Iowa is:
Albert C. Warford
505 5th Avenue, Suite 520 Des Moines, IA 50309
E-mail: ch13sdia@aol.com
(515)283-2713
Credit Counseling Services in the Iowa City area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Iowa City area, these providers have been approved:
Iowa State University Extension
4265 Oak Crest Hill Road Southeast
Iowa City, IA 52246
(319) 337-2145
Horizons
2570 Holiday Road, Suite 150
Coralville, IA 52241
(800) 826-3574
Horizons Consumer Credit Counseling Service
220 Lafayette Street, Suite 145
Iowa City, IA 52241
(800) 826-3574
For other approved providers in the Iowa City area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Iowa City Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, IA 75013-0949
1-800-682-7654
www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Carousel Mazda
809 Highway 1 West Iowa City
Iowa City, IA 52246
(319) 354-2550
Billion Chevrolet, Hyundai, Cadillac of Iowa City
1600 Highway 1 W, Iowa City, IA 52240
(319) 354-1011
Community Motors
2323 Mormon Trek Boulevard
Iowa City, IA, 52246
(319) 351-1424
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as an Iowa City real estate agent, give you a valuation on your property.
Some local Iowa City area realtors include:
Remax
125 S Lucas Street
Iowa City, IA 52240
(319) 339-0852
Dodge N P Co
1010 Scott Park Drive
Iowa City, IA 52245
(319) 351-4370
Modern Manor Inc
110 Hummingbird Lane
Iowa City, IA 52245
(319) 338-5371
Homes for Hoogerwerf
22 Green Mountain Drive
Iowa City, IA 52245
(319) 354-7965
Johnson County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Eastern Iowa, including Anamosa, Burlington, Cedar Falls, Cedar Rapids, Clinton, Davenport, De Witt, Dubuque, Ely, Fairfield, Iowa City, Iowa Junction, Kalona, Manchester, Maquoketa, Marion, Marshalltown, Mason City, New London, Newton, North Liberty, Oskaloosa, Ottumwa, Solan, Vinton, Walford, Washington, Waterloo, West Liberty, Williamsburg, areas in the vicinity of Iowa City Municipal Airport, and other communities in Johnson County.
Contact an Iowa City Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Iowa City Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Iowa City Bankruptcy Lawyers listed on HG.org; or the Iowa City Bankruptcy Lawyers listed on GetLegal.com; or the Iowa City Bankruptcy Lawyers on Justia.com