Federal Way Bankruptcy Resources | Legal Help & Factual Resources

Helpful Information for Bankruptcy Filings in
Federal Way — King County — Washington

 

View the Bankruptcy Rules

View the Bankruptcy Code

View the Federal Rules of Evidence

 

PACER (Public Access to Court Electronic Records)

If you have previously filed a bankruptcy case in the State of Washington or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.

Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov

 

Federal Way, King County, Washington Bankruptcy Law Firms provide debt relief services.U.S. Bankruptcy Courts:

www.uscourts.gov/bankruptcycourts.html

 

Washington Southern District Bankruptcy Court

King County bankruptcy cases will be filed with this bankruptcy court:

United States Courthouse
700 Stewart Street, Room 6301, Seattle WA 98101
(206) 370-5200

Counties Served: Clallam, Clark, Cowlitz, Grays Harbor, Island, Jefferson, King, Kitsap, Lewis, Mason, Pacific, Pierce, San Juan, Skagit, Skamania, Snohomish, Thurston, Wahkiakum, Whatcom

An experienced Federal Way Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a King County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.

 

Federal Way 341 Meeting Room Location

As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Federal Way Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.

The meeting room location is:

United States Courthouse
700 Stewart Street, Suite 4107
Seattle, WA 98101

 

Your King County Bankruptcy Lawyer will guide you through the bankruptcy process and help you get a fresh start!U.S. Trustee

www.usdoj.gov/ust

 

Chapter 13 Trustees

When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Southern District of Washington are:

K. Michael Fitzgerald
2200 One Union Square 600 University Street
Seattle, WA 98101
(206)624-5124

David M. Howe
Suite 600 1551 Broadway
Tacoma, WA 98402
(253)572-6600

Credit Counseling Services in the Federal Way area:

All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.

Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Federal Way area, these providers have been approved:

ClearPoint Credit Counseling Solutions
841 North Central Avenue Suite C-213
Kent, WA 98032
(800) 634-2227

American Financial Solutions of North Seattle Community College Foundation
2815 2nd Avenue, Suite 280
Seattle, WA 98121
(800) 894-7240

For other approved providers in the Federal Way area, visit the U.S. Dept. of Justice website.

 

Credit Reporting Agencies:

Your Federal Way Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.

You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.

Contact an experienced King County Bankruptcy Attorney for a free initial consultation.Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com

TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com

Experian
National Consumer Assistance Center
P.O. Box 949
Allen, WA 75013-0949
1-800-682-7654
http://www.experian.com

Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358

 

Tax Returns:

You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.

Federal Tax Returns:

For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.

State Tax Returns:

You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.

Vehicle Valuations:

You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.

Online Vehicle Valuations:

NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com

Local Used Car Dealers (for obtaining vehicle valuations):

Pacific Coast Ford
33207 Pacific Highway South
Federal Way, WA 98003
(800) 206-9335

All Right Auto Sales
27321 Pacific Highway South
Federal Way, WA 98003
(253) 839-4701

Jet Chevrolet
35700 Enchanted Parkway South
Federal Way, WA 98003
(253) 952-8200

Appraisals and Valuations for Real Estate (Real Property)

A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Federal Way real estate agent, give you a valuation on your property.An underwater mortgage is one of the leading causes of bankruptcy. A qualified Federal Way, King County, Washington, Bankruptcy Attorney can help you save your home and get a fresh start.

Some local Federal Way area realtors include:

Scott John L / Lonnie K Lee
31620 23rd Avenue South No 101
Federal Way, WA 98003
(866) 332-5432

Cindy Walsh AHS
33313 1st Way South
Federal Way, WA 98003
(206) 226-9831

Better Properties Real Estate
30640 Pacific Highway South
Federal Way, WA 98003
(253) 941-1122

King County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!

Serving clients throughout Northwestern Washington, including Artondale, Auburn, Bellevue, Bonney Lake, Bremerton, Burien, Covington, Des Moines, Edgewood, Elk Plain, Federal Way, Gig Harbor, Issaquah, Kent, Lacey, Lakewood, Lea Hill, Olympia, Pacific, Parkland, Port Orchard, Puyallup, Renton, SeaTac, Seattle, Shorewood, South Hill, Steilacoom, Tacoma, University Place, Woodmont Beach, areas in the vicinity of King County International Airport, Seattle-Tacoma International Airport, and other communities in King County.

Contact a Federal Way Bankruptcy Attorney today for a free initial consultation.

Other Legal Bankruptcy Lawyers

If for some unforeseen reason, the Federal Way Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Federal Way Bankruptcy Lawyers listed on HG.org; or the Federal Way Bankruptcy Lawyers listed on GetLegal.com; or the Federal Way Bankruptcy Lawyers on Justia.com