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Gainesville Bankruptcy Resources | Legal Help & Factual Resources

Helpful Information for Bankruptcy Filings in
Gainesville — Hall County — Georgia

 

View the Bankruptcy Rules

View the Bankruptcy Code

View the Federal Rules of Evidence

 

PACER (Public Access to Court Electronic Records)

If you have previously filed a bankruptcy case in the State of Georgia or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.

Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov

 

Gainesville, Hall County, Georgia Bankruptcy Law Firms provide debt relief services.U.S. Bankruptcy Courts:

www.uscourts.gov/bankruptcycourts.html

 

Georgia Northern District Bankruptcy Court

Hall County bankruptcy cases will be filed with this bankruptcy court:

U.S. Bankruptcy Court for the Northern District of Georgia - Gainesville Division
121 Spring Street South East
Gainesville, Georgia 30501
(678) 450-2700

Counties Served: Banks, Barrow, Bartow, Carroll, Catoosa, Chattooga, Cherokee, Clayton, Cobb, Coweta, Dade, Dawson, Dekalb, Douglas, Fannin, Fayette, Floyd, Forsyth, Fulton, Gilmer, Gordon, Gwinnett, Habersham, Hall, Haralson, Heard, Henry, Jackson, Lumpkin, Meriwether, Murray, Newton, Paulding, Pickens, Pike, Polk, Rabun, Rockdale, Spalding, Stephens, Towns, Troup, Union, Walker, White, Whitfield.

An experienced Gainesville Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Hall County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.

 

Gainesville 341 Meeting Room Location

As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Gainesville Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.

The meeting room location is:

Office of The United States Trustee
75 Spring Street, Room 362
Atlanta, GA 30303
(404) 331-4437

 

Your Hall County Bankruptcy Lawyer will guide you through the bankruptcy process and help you get a fresh start!U.S. Trustee

www.usdoj.gov/ust
www.justice.gov/ust

 

Chapter 13 Trustees

When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Northern District of Georgia are:

        Adam M. Goodman
        260 Peachtree Street
        Atlanta, GA 30303
        Phone: (678)510-1444

       Mary Ida Townson
       100 Peachtree Street, Suite 2700
        Atlanta, GA 30303
        Phone: (404)525-1110

       Nancy J. Whaley
       303 Peachtree Center Avenue, Suite 120
       Altanta, GA 30303
       Phone: (678)992-1201
 

 

Credit Counseling Services in the Gainesville area:

All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.

Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Gainesville area, these providers have been approved:

Consumer Credit Counseling Service
322 Oak Street
Gainesville, GA 30501
(800) 251-2227

Consumer Credit
500 Jesse Jewell Parkway
Gainesville, GA 30501
(770) 534-5974

For other approved providers in the Gainesville area, visit the U.S. Dept. of Justice website.

 

Credit Reporting Agencies:

Your Gainesville Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.

You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.

Contact an experienced Hall County Bankruptcy Attorney for a free initial consultation.Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com

TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
www.transunion.com

Experian
National Consumer Assistance Center
P.O. Box 949
Allen, GA 75013-0949
1-800-682-7654
www.experian.com

Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358

 

Tax Returns:

You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.

Federal Tax Returns:

For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.

State Tax Returns:

You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.

Vehicle Valuations:

You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.

Online Vehicle Valuations:

NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com

Local Used Car Dealers (for obtaining vehicle valuations):

5 Star Auto Sales
712 Atlanta Highway
Gainesville, GA 30501
(770) 534-8020

Hardy Chevrolet Inc
2115 Browns Bridge Road
Gainesville, GA 30501
(770) 532-4389

Auto Gallery
2821 Browns Bridge Road
Gainesville, GA 30504
(770) 538-0707

 

Appraisals and Valuations for Real Estate (Real Property)

A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Gainesville real estate agent, give you a valuation on your property.An underwater mortgage is one of the leading causes of bankruptcy. A qualified Gainesville, Hall County, Georgia, Bankruptcy Attorney can help you save your home and get a fresh start.

Some local Gainesville area realtors include:

The Norton Agency
434 Green Street Northeast
Gainesville, GA 30501
(770) 536-1250

Keller Williams Realty
631 Dawsonville Highway
Gainesville, GA 30501
(770) 503-7070

Prudential Georgia Realty
351 Jesse Jewell Parkway
Gainesville, GA 30501
(770) 718-6862

Southern Realty of N Ga
411 Green Street
Gainesville, GA 30501
(770) 535-5553

 

Hall County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!

Serving clients throughout Northern Georgia, including Auburn, Baldwin, Braselton, Buford, Chestatee, Chestnut Mountain, Clarkesville, Clermont, Coal Mountain, Commerce, Cumming, Dahlonega, Dawsonville, Demorest, Duluth, Flowery Branch, Free Home, Gainesville, Gillsville, Homer, Hoschton, Jasper, Jefferson, Johns Creek,  Juno, Lake Lanier, Lavonia, Lawrenceville, Lula, Maysville, Milton, Mount Airy, Murrayville, New Holland, Oakwood, Ocee, Pendergrass, Rest Haven, Sugar Hill, Suwanee, Talmo, Winder, areas in the vicinity of Lee Gilmer Memorial Airport, Interstate 985, Interstate 85, and other communities in Hall County.

Contact a Gainesville Bankruptcy Attorney today for a free initial consultation.

Other Legal Bankruptcy Lawyers

If for some unforeseen reason, the Gainesville Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Gainesville Bankruptcy Lawyers listed on HG.org; or the Gainesville Bankruptcy Lawyers listed on GetLegal.com; or the Gainesville Bankruptcy Lawyers on Justia.com