Redford Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Redford — Wayne County — Michigan
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of Michigan or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
Michigan Eastern District Bankruptcy Court
Wayne County bankruptcy cases will be filed with this bankruptcy court:
211 West Fort Street, Suite 2100
Detroit, MI 48226
(313) 234-0068
Counties Served: Jackson, Lenawee, Macomb, Monroe, Oakland, St. Clair, Sanilac, Washtenaw, and Wayne
An experienced Redford Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Wayne County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Redford 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Redford Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
211 West Fort Street, Suite 315
Detroit, MI 48226
U.S. Trustee
www.usdoj.gov/ust
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Eastern District of Michigan are:
Krispen S. Carroll
719 Griswold Street, Suite 1100
Detroit, MI 48226
E-mail: www.Det13skc.com
(313) 962-5035 - Fax: (313) 965-1940
Tammy L. Terry
535 Griswold Suite 2100
Detroit, MI 48226
E-mail: www.Det13.net
(313) 967-9857 - Fax: (313) 967-9501
David W. Ruskin
1100 Travelers Tower 26555 Evergreen Road
Southfield, MI 48076
E-mail: www.Det13.org
(248) 352-7755 - Fax: (313) 352-2902
Credit Counseling Services in the Redford area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Redford area, these providers have been approved:
Allen Credit and Debt Counseling Agency
1253 Woodward Avenue
Detroit , MI 48226
(888) 415-8173
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt
28124 Orchard Lake Road, Suite 102
Farmington Hills , MI 48334
(877) 892-4557
For other approved providers in the Redford area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Redford Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, MI 75013-0949
1-800-682-7654
www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
George Matick Chevrolet
14001 Telegraph Road
Redford, MI 48239
(313) 531-7100
Monarch Car Corp
26208 Plymouth Road
Redford, MI 48239
(313) 937-9700
Alpine Motors Inc
25133 Grand River Avenue
Redford, MI 48240
(313) 255-4400
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Redford real estate agent, give you a valuation on your property.
Some local Redford area realtors include:
Alden Investment Associates
25105 W 6 Mile Road
Redford, MI 48240
(313) 533-5000
Array Realty LLC
26708 Grand River Avenue
Redford, MI 48240
(313) 532-2700
Best Investment
26708 Grand River Avenue
Redford, MI 48240
(313) 532-3510
Century 21 John Cole Realty Inc
25845 Plymouth Road
Redford, MI 48239
(313) 937-2300
Wayne County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Southeastern Michigan, including Allen Park, Amherstburg, Ann Arbor, Auburn Hills, Berkely, Beverly Hills, Canton, Dearborn, Dearborn Heights, Detroit, Detroit Metro, Eastpointe, Farmington Hills, Ferndale, Flint, Ford, Grosse Pointe Woods, Hamtramck, Inkster, Lansing, Lincoln Park, Livonia, Madison Heights, Monroe, Oak Park, Pontiac, Redford, Rochester Hills, Romulus, Roseville, Southgate, St. Clair Shores, Sterling Heights, Taylor, Tecumseh, Troy, Warren, Washington, Waterford, West Bloomfield, Westland, Wyandotte, areas in the vicinity of Selfridge Air Force Base, and other communities in Wayne County.
Contact a Redford Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Redford Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Redford Bankruptcy Lawyers listed on HG.org; or the Redford Bankruptcy Lawyers listed on GetLegal.com; or the Redford Bankruptcy Lawyers on Justia.com