Orland Park Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Orland Park — Cook County — Illinois
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of Illinois or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/FederalCourts/Bankruptcy.aspx
Illinois Northern District Bankruptcy Court - Eastern Division
Cook County bankruptcy cases will be filed with this bankruptcy court:
Everett McKinley Dirksen Building
219 S. Dearborn Street
Chicago, IL 60604
(312) 435-5694
Counties Served: Cook, DuPage, Lake, Kane, Will, Grundy, LaSalle and Kendall
An experienced Orland Park Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Cook County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Orland Park 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Orland Park Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
Office of the United States Trustee
219 S. Dearborn Street, Room 800
Chicago, IL 60604
(312) 886- 5785
U.S. Trustee
www.justice.gov/ust
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Northern District of Illinois are:
Marilyn O. Marshall
224 South Michigan Avenue, Suite 800
Chicago, IL 60604
(312) 431-1300
Lydia S. Meyer
P.O. Box 14127
Rockford, IL 61105
E-mail: LM@lsm13trustee.com
(815) 968-5354
Glenn B. Stearns
4343 Commerce Court, Suite 120
Lisle, IL 60532
(630) 577-1313
Thomas E. Vaughn
200 South Michigan Avenue, Suite 1300
Chicago, IL 60603
(312) 294-5900
Credit Counseling Services in the Orland Park area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Orland Park area, these providers have been approved:
Consumer Credit Counseling Services
16860 Oak Park Avenue 104
Tinley Park, IL 60477
(312) 265-3275
Allstates Credit Repair
5648 West Goodman Street
Chicago, IL 60630
(773) 286-5676
Alpine Capital Investment LLC
205 W Randolph Street 900
Chicago, IL 60606
(312) 419-2711
For other approved providers in the Orland Park area, visit the U.S. Dept. of Justice website.
www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm
Credit Reporting Agencies:
Your Orland Park Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, IL 75013-0949
1-800-682-7654
www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Midwest Motor Werks
10711 165th Street
Orland Park, IL 60467
(708) 460-9720
Terry's Ford
9401 W 143rd Street
Orland Park, IL 60462
(708) 349-3400
Carey's Car & Credit Center
17651 Oak Park Avenue
Tinley Park, IL 60477
(708) 429-3838
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as an Orland Park real estate agent, give you a valuation on your property.
Some local Orland Park area realtors include:
America's Finest Real Estate
14475 John Humphrey Drive, Suite D
Orland Park, IL 60462
(708) 403-0400
Burns Commercial Real Estate
15254 Hollywood Drive
Orland Park, IL 60462
(708) 349-6775
Diliberto Real Estate Service
13500 Circle Drive, Suite 203
Orland Park, IL 60462
(708) 460-2437
Inland Real Estate Group Of Companies Inc.
1 Orland Park Place
Orland Park, IL 60462
(708) 364-9831
Cook County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Northeastern Illinois, including Antioch, Aurora, Bartlett, Batavia, Bolingbrook, Buffalo Grove, Burbank, Calumet City, Carol Steam, Carpentersville, Channahon, Chicago, Cicero, Crystal Lake, De Kalb, Des Plaines, Downers Grove, East Chicago, Elgin, Evanston, Glenview, Hammond, Hoffman Estates, Joliet, Lake Forest, Lake in the Hills, Lancing, Lockport, Lombard, Mundelein, Naperville, New Lenox, Northbrook, Oak Lawn, Oak Park, Orland Park, Oswego, Romeoville, Schaumburg, St. Charles, Tinley Park, Vernon Hills, Wilmette, Woodstock, Zion, areas in the vicinity of Chicago O'Hare International Airport, and other communities in Cook County.
Contact an Orland Park Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Orland Park Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Orland Park Bankruptcy Lawyers listed on HG.org; or the Orland Park Bankruptcy Lawyers listed on GetLegal.com; or the Orland Park Bankruptcy Lawyers on Justia.com