Tyler Bankruptcy Resources | Legal Help & Factual Resources

Helpful Information for Bankruptcy Filings in
Tyler — Smith County — Texas

 

View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence

 

PACER (Public Access to Court Electronic Records)

If you have previously filed a bankruptcy case in the State of Texas or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.

Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov

 

Tyler, Smith County, Texas Bankruptcy Law Firms provide debt relief services.U.S. Bankruptcy Courts:

www.uscourts.gov/bankruptcycourts.html

 

Texas Southern District Bankruptcy Court

Smith County bankruptcy cases will be filed with this bankruptcy court:

U.S. Bankruptcy Court for the Eastern District of Texas
Plaza Tower
110 North College Avenue, 9th Floor
Tyler, TX 75702
(903) 590-3200

Counties Served: Anderson (Palestine); Cherokee (Jacksonville); Gregg (Longview); Henderson (Athens); Panola (Carthage); Rains (Emory); Rusk (Henderson); Smith (Tyler); Van Zandt (Canton); Wood (Quitman)

An experienced Tyler Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Smith County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.

 

Tyler 341 Meeting Room Location

As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Tyler Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.

The meeting room location is:

U.S. Bankruptcy Court for the Eastern District of Texas
Plaza Tower
110 North College Avenue, 9th Floor
Tyler, TX 75702-7226
(903) 590-3200

 

Your Smith County Bankruptcy Lawyer will guide you through the bankruptcy process and help you get a fresh start!U.S. Trustee

www.usdoj.gov/ust

 

Chapter 13 Trustees

When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Eastern District of Texas are:

Janna L. Countryman
P.O. Box 941027, Plano, TX 75094
E-mail: ch13plano@ch13plano.com
(972)943-2580

John J. Talton
110 N. College Suite 1200, Tyler, TX 75702
E-mail: johnt@ch13tyler.com
(903) 593-7777

 

Credit Counseling Services in the Tyler area:

All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.

Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Tyler area, these providers have been approved:

Consumer Credit Counseling Service
1001 E Southeast Loop 323 , Tyler, TX 75701
(903) 581-6691

John David Media
216 W Erwin Street 212, Tyler, TX 75702
(903) 504-5143

For other approved providers in the Tyler area, visit the U.S. Dept. of Justice website.
www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm

 

Credit Reporting Agencies:

Your Tyler Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.

You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.

Contact an experienced Smith County Bankruptcy Attorney for a free initial consultation.Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com

TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com

Experian
National Consumer Assistance Center
P.O. Box 949
Allen, TX 75013-0949
1-800-682-7654
http://www.experian.com

Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358

 

Tax Returns:

You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.

Federal Tax Returns:

For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.

State Tax Returns:

You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.

Vehicle Valuations:

You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.

Online Vehicle Valuations:

NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com

Local Used Car Dealers (for obtaining vehicle valuations):

Fairway Auto Center
4827 Troup Highway
Tyler, TX 75703
(877) 347-8458

Firestation Auto Center
1008 West 4th Street
Tyler, TX 75701
(903) 593-2552

Loop East Motor Co Inc
700 South Southeast Loop 323
Tyler, TX 75702
(903) 593-8200

 

Appraisals and Valuations for Real Estate (Real Property)

A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Tyler real estate agent, give you a valuation on your property.An underwater mortgage is one of the leading causes of bankruptcy. A qualified Tyler, Smith County, Texas, Bankruptcy Attorney can help you save your home and get a fresh start.

Some local Tyler area realtors include:

Ben Fitzgerald Real Estate Services
121 West 9th Street
Tyler, TX 75701
(903) 597-1234

United Country Bobo Realty
719 W Front Street 164
Tyler, TX 75702
(903) 593-0148

Bergfeld Realty Co
2001 South Donnybrook Avenue
Tyler, TX 75701
(903) 592-1032

KLTV
105 West Ferguson
Tyler, TX 75702
(903) 510-7700

 

Smith County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!

Serving clients throughout Eastern Texas, including Arp, Ben Wheeler, Brownsboro, Bullard, Carroll, Chandler, Douglas, Edom, Flint, Ganado, Garden Valley, Grand Saline, Hawkins, Henderson, Hideaway, Jacksonville, Kilgore, Leagueville, Lindale, Longview, Mineola, Moore Station, Mt. Sylvan, Murchison, New Chapel Hill, Noonday, Overton, Selman City, Sinclair City, Swan, Troup, Whitehouse, Winona, Wright City and other communities in Smith County.

Contact a Tyler Bankruptcy Attorney today for a free initial consultation.

Other Legal Bankruptcy Lawyers

If for some unforeseen reason, the Tyler Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Tyler Bankruptcy Lawyers listed on HG.org; or the Tyler Bankruptcy Lawyers listed on GetLegal.com; or the Tyler Bankruptcy Lawyers on Justia.com