Chula Vista Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Chula Vista — San Diego County — California
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of California or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
California Southern District Bankruptcy Court
San Diego County bankruptcy cases will be filed with this bankruptcy court:
U.S. Bankruptcy Court
Federal Building, 300 North Los Angeles Street
Los Angeles, CA 90012
Counties Served:Imperial, San Diego
An experienced Chula Vista Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a San Diego County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Chula Vista 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Chula Vista Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
U.S. District Court Southern District of California
2003 W. Adams Avenue, El Centro, CA 92243
U.S. Trustee
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Southern District of California are:
Martha G. Bronitsky
P.O. Box 5004, Hayward, CA 94540
E-mail: www.13network.com/oakhome.htm
(510)266-5580
David E. Burchard
P.O. Box 4862, Foster City, CA 94404
E-mail: jseibert@burchardch12tr.com
(650) 740-1090
Devin Derham-Burk
P.O. Box 50013, San Jose, CA 95150 -0013
E-mail: www.13network.com/sjohome.htm
(408)354-4413
Credit Counseling Services in the Chula Vista area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Chula Vista area, these providers have been approved:
CCCS of the Gulf Coast Area
4600 Hwy 6 North, Suite 250, California Commerce Bank Building
Chula Vista, CA 77084
(866) 346-2227
Money Management International
7915 FM 1960 W, Suite 130, Charter Bank Building
Chula Vista, CA 77070
(866) 346-2227
For other approved providers in the Chula Vista area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Chula Vista Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Springboard Non-Profit Consumer Credit Management
229 F Street, Suite D, Chula Vista, CA 91910
(866) 266-3789
CCCS of San Diego & Imperial Counties
Pacific Western Bank, 730 Broadway, Suite 200
Chula Vista, CA 91910
(866) 346-2227
CCCS of San Diego & Imperial Counties
2650 Camino Del Rio North, Suite 209
San Diego, CA 92108
(866) 346-2227
Springboard Non-Profit Consumer Credit Management
7710 Balboa Avenue Suite 218F
San Diego, CA 92111-2252
(866) 266-3789
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Carco Sales & Finance
1129 Broadway, Chula Vista, CA 91911
(619) 420-5700
Bahia Auto Sales
270 Broadway, Chula Vista, CA 91910
(619) 422-6240
BJ Motorists
1655 Point Cabrillo Court, Chula Vista, CA 91911
(619) 656-2175
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Chula Vista real estate agent, give you a valuation on your property.
Some local Chula Vista area realtors include:
East Hills Realty
690 Otay Lakes Road, Chula Vista, CA 91910
(619) 397-6846
Facha Realty
631 Melrose Avenue, Chula Vista, CA 91910
(619) 476-1425
Direct Realty
231 3rd Avenue Suite A, Chula Vista, CA 91910
(619) 476-1666
Don Lewis Realty
2300 Boswell Road, Chula Vista, CA 91914
(619) 656-0655
San Diego County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Southern California, including Bonita, Bostonia, Casa de Oro, Chula Vista, Coronado, Del Mar, El Cajon, Granite Hills, La Mesa, Lakeside, Lemon Grove, Lincoln Acres, National City, Poway, Rancho San Diego, Rancho Santa Fe, Rosemont, San Diego, Santee, Solana Beach, Spring Valley, areas in the vicinity of Naval Base Point Loma, North Island Naval Air Station, San Diego International Airport, and other communities in San Diego County.
Contact a Chula Vista Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Chula Vista Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Chula Vista Bankruptcy Lawyers listed on HG.org; or the Chula Vista Bankruptcy Lawyers listed on GetLegal.com; or the Chula Vista Bankruptcy Lawyers on Justia.com