Eugene Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Eugene — Lane County — Oregon
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of Oregon or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
Oregon District Bankruptcy Court
Lane County bankruptcy cases will be filed with this bankruptcy court:
Wayne Lyman Morse United States Courthouse
405 East Eighth Avenue, Suite 2600
Eugene OR 97401-2705
(541) 431-4000
Counties Served: Residents of all areas of Oregon must file in the Oregon District Bankruptcy Court.
An experienced Eugene Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Lane County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Eugene 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Eugene Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
Wayne L. Morse Courthouse
405 East 8th Avenue, Suite 1100, Eugene, OR 97401
(541) 465-6330
U.S. Trustee
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the District of Oregon are:
Wayne R. Godare
1300 SW 5th Ave., Suite 1700 Portland, OR 97201
Phone: (503) 972-6300
Fax: (503) 972-6313
Wayne R. Godare
1300 SW 5th Ave., Suite 1700 Portland, OR 97201
Phone: (503) 972-6300
Fax: (503) 972-6313
Fred Long
400 E. 2nd Avenue, Suite 229 Eugene, OR 97401
Phone: (541)343-1556
Fax: (541)343-5420
Robert E. Ridgway
P.O. Box 993
Pendleton, OR 97801
E-mail: rertrustee@eotnet.net
Phone: (541)276-0124
Fax: (541)276-2959
Credit Counseling Services in the Eugene area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Eugene area, these providers have been approved:
Debt Reduction Services
1200 Executive Parkway, Eugene, OR
(541) 344-0200
Emmanuel Center Inc
210 E 17th Avenue A, Eugene, OR
(541) 345-7046
Consumer Credit Counseling Services
Ste 150, 1200 High Street, Eugene, OR
(541) 485-7247
Money Management International
1200 High Street, Suite. 150, Eugene, OR
(866) 226-0278
For other approved providers in the Eugene area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Eugene Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, OR 75013-0949
1-800-682-7654
http://www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Kendall Budget Sales
388 Goodpasture Island Road
Eugene, OR
(541) 746-8276
Kendall Subaru
20 Coburg Road
Eugene, OR
(541) 465-4600
East and West Coast Auto
750 Chambers Street
Eugene, OR
(541) 344-8223
Oregon Roads
620 West 6th Avenue
Eugene, OR
(541) 683-2277
Kendall Toyota
373 Goodpasture Island Road
Eugene, OR
(541) 344-5566
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as an Eugene real estate agent, give you a valuation on your property.
Some local Eugene area realtors include:
Eugene's Alternative
1553 Oak Street
Eugene, OR
(541) 302-5999
Golden Realty
66 Club Road 220
Eugene, OR
(541) 343-8269
Windermere Real Estate
1600 Oak Street
Eugene, OR
(541) 484-2022
Barnhart Associates Real Estate
186 E. 14th Avenue
Eugene, OR
(541) 543-9345
Lane County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Western Oregon, including Agate Beach, Albany, Bend, Coos Bay, Corvallis, Cottage Grove, Eugene, Florence, Grants Pass, Green, Junction City, Lebanon, McMinnville, Myrtle Point, Oakridge, Portland, Reedsport, Salem, Springfield, Sutherlin, Sweet Home, Tigard , Woodburn, areas in the vicinity of Mahion Sweet Field, and other communities in Benton County, Deschutes County, Douglas County, Klamath County, Lane County, Lincoln County, and Linn County.
Contact an Eugene Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Eugene Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Eugene Bankruptcy Lawyers listed on HG.org; or the Eugene Bankruptcy Lawyers listed on GetLegal.com; or the Eugene Bankruptcy Lawyers on Justia.com