Greensboro Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Greensboro — Guilford County — North Carolina
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of North Carolina or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
North Carolina Middle District Bankruptcy Court
Guilford County bankruptcy cases will be filed with this bankruptcy court:
101 South Edgeworth Street, 1st Floor
Greensboro, NC 27401
(336) 358-4000
Counties Served: Alamance, Cabburus, Caswell, Chatham, Davidson, Davie, Durham, Forsyth, Guilford, Hoke, Lee, Montgomery, Moore, Orange, Person, Randolph, Richmond, Rockingham, Rowan, Scotland, Stanley, Stokes, Surry, Yadkin
An experienced Greensboro Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Guilford County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Greensboro 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Greensboro Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
101 South Edgeworth Street, 1st Floor
Greensboro, NC 27401
(336) 358-4000
Bankruptcy Administrator
When your Bankruptcy case is filed with the Court, a Bankruptcy Administrator will be assigned to your case. The Bankruptcy Administrator for the Middle District of North Carolina are:
Mr. Michael D. West
Bankruptcy Administrator
Post Office Box 1828, Greensboro, NC 27402
(336) 358-4170
Credit Counseling Services in the Greensboro area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Greensboro area, these providers have been approved:
Consumer Credit Counseling of Forsyth County, Inc.
8064 North Point Boulevard Suite 204
Winston-Salem, NC 27106
(336) 896-1191
For other approved providers in the Greensboro area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Greensboro Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, NC 75013-0949
1-800-682-7654
http://www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Bill Black Chevrolet Cadillac
601 E Bessemer Avenue
Greensboro, NC 27405
(866) 862-3713
Drive Time Auto Sales
3612 W Wendover Avenue
Greensboro, NC 27407
(336) 315-1324
Flow Auto Center
1205 Bridford Parkway
Greensboro, NC 27407
(336) 299-1500
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Greensboro real estate agent, give you a valuation on your property.
Some local Greensboro area realtors include:
Paula W. Jones Real Estate
5710k High Point Road Suite 207
Greensboro, NC 27407
(336) 259-1358
North American Real Estate Inc
218 S Swing Road
Greensboro, NC 27409
(336) 369-1449
Granwood Properties
700 Granite Street
Greensboro, NC 27403
(336) 274-7378
White Realty Co
1110 Hammel Road
Greensboro, NC 27408
(336) 272-1011
Guilford County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Northern Central North Carolina, including Asheboro, Asheville, Burlington, Cary, Chapel Hill, Charlotte, Cherry Lane, Concord, Durham, Farmington, Gastonia, Greensboro, Hickory, High Point, Kannapolis, Lenoir, Lexington, Mooresville, Mount Airy, Mulberry, Raleigh, Reidsville, Rock Hill, Salisbury, Sanford, Southern Pines, Spartanburg, Statesville, Thomasville, Troy, Winston-Salem, areas in the vicinity of Piedmont Triad International Airport, Smith Reynolds Airport, and other communities in Guilford County.
Contact a Greensboro Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Greensboro Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Greensboro Bankruptcy Lawyers listed on HG.org; or the Greensboro Bankruptcy Lawyers listed on GetLegal.com; or the Greensboro Bankruptcy Lawyers on Justia.com