Hampton Bankruptcy Resources | Legal Help & Factual Resources

Helpful Information for Bankruptcy Filings in
Hampton, Virginia

 

View the Bankruptcy Rules
 

View the Bankruptcy Code
 

View the Federal Rules of Evidence

 

PACER (Public Access to Court Electronic Records)

If you have previously filed a bankruptcy case in the State of Virginia or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.

Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov

 

Hampton, Virginia Bankruptcy Law Firms provide debt relief services.U.S. Bankruptcy Courts:

www.uscourts.gov/FederalCourts/Bankruptcy.aspx

 

Virginia Eastern District Bankruptcy Court

Hampton bankruptcy cases will be filed with this bankruptcy court:

United States Courthouse
2400 West Avenue, Room 110
Newport News, VA 23607
(757) 222-7500

Cities Served: Hampton, Newport News, Poquoson and Williamsburg
Counties Served: Gloucester, James City, Mathews and York

An experienced Hampton Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Hampton Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.

 

Hampton 341 Meeting Room Location

As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Hampton Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.

The meeting room location is:

Peninsula Business Center II
11751 Rock Landing Drive
Newport News, VA 23606

 

Your Hampton Bankruptcy Lawyer will guide you through the bankruptcy process and help you get a fresh start!U.S. Trustee

www.justice.gov/ust

 

Chapter 13 Trustees

When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Eastern District of Virginia are:

Carl M. Bates
919 East Main Street, Suite 1601
Richmond, VA 23219
(804) 237-6800

Michael P. Cotter
870 Greenbrier Circle, Suite 402
Chesapeake, VA 23320
(757) 961-3000

Thomas P. Gorman
Suite 400, 300 N. Washington Street
Alexandria, VA 22314
(703) 836-2226

Robert E. Hyman
1313 E. Main Street, Suite 339
Richmond, VA 23219
(804) 775-0979

R. Clinton Stackhouse, Jr.
870 Greenbrier Circle, Suite 200
Chesapeake, VA 23320
(757) 333-4000

 

Credit Counseling Services in the Hampton area:

All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.

Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Hampton area, these providers have been approved:

A Debt Group
8 San Jose Drive
Newport News, VA 23606
(757) 223-7477

Clearpoint Credit Counselling
728 Thimble Shoals Boulevard A
Newport News, VA 23606
(757) 847-5850

For other approved providers in the Hampton area, visit the U.S. Dept. of Justice website.
www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm

 

Credit Reporting Agencies:

Your Hampton Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.

You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.

Contact an experienced Hampton Bankruptcy Attorney for a free initial consultation.Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com

TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
www.transunion.com

Experian
National Consumer Assistance Center
P.O. Box 949
Allen, VA 75013-0949
1-800-682-7654
www.experian.com

Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358

 

Tax Returns:

You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.

Federal Tax Returns:

For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.

State Tax Returns:

You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.

Vehicle Valuations:

You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.

Online Vehicle Valuations:

NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com

Local Used Car Dealers (for obtaining vehicle valuations):

Auto Connection
9707 Jefferson Avenue
Newport News, VA 23605
(757) 952-0106

Autobahn Auto
120a W Pembroke Avenue
Hampton, VA 23669
(757) 723-2112

Best Auto Inc
10000 Jefferson Avenue
Newport News, VA 23605
(757) 595-2502

 

Appraisals and Valuations for Real Estate (Real Property)

A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Hampton real estate agent, give you a valuation on your property.An underwater mortgage is one of the leading causes of bankruptcy. A qualified Hampton, Virginia, Bankruptcy Attorney can help you save your home and get a fresh start.

Some local Hampton area realtors include:

American Real Estate Partners
5200 Mercury Boulevard
Hampton, VA 23605
(757) 825-2652

Harvey Lindsay Commercial Real Estate
1 Town Center Way
Hampton, VA 23666
(757) 873-2020

Partners In Real Estate
1814 Todds Lane
Hampton, VA 23666
(757) 723-5000

Hunsecker James S Real Estate Appraiser
476 Wind Mill Point Road
Hampton, VA 23664
(757) 848-0400

 

Hampton Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!

Serving clients throughout Southeastern Virginia, including Capeville, Chesapeake, Cortland, Eastville, Franklin, Gloucester, Gloucester Point, Grafton, Hampton, Jamestown, Newport News, Norfolk, Petersburg, Poquoson, Portsmouth, Pungoteague, Richmond, Smithfield, Suffolk, Sussex, Totaro, Virginia Beach, Wane Neck, White Stone Beach, Williamsburg, areas in the vicinity of Naval Amphibious Base Little Creek, Naval Station Norfolk, Norfolk International Airport, Norfolk International Terminals, Norfolk Naval Shipyard, NS-Norfolk, and other communities in the Commonwealth of Virginia.

Contact a Hampton Bankruptcy Attorney today for a free initial consultation.

Other Legal Bankruptcy Lawyers

If for some unforeseen reason, the Hampton Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Hampton Bankruptcy Lawyers listed on HG.org; or the Hampton Bankruptcy Lawyers listed on GetLegal.com; or the Hampton Bankruptcy Lawyers on Justia.com