Modesto Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Modesto — Stanislaus County — California
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of California or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
California Eastern District Bankruptcy Court
Stanislaus County bankruptcy cases will be filed with this bankruptcy court:
Modesto Division
1200 I Street, Suite 4, Modesto, CA 95354
(209) 521-5160
Counties Served: Alpine, Amador, Butte, Calaveras, Colusa, El Dorado, Fresno, Glenn, Inyo, Kern, Kings, Lassen, Madera, Mariposa, Merced, Modoc, Mono, Nevada, Placer, Plumas, Sacramento, San Joaquin, Shasta, Sierra, Siskiyou, Solano, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Yolo, Yuba
An experienced Modesto Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Stanislaus County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Modesto 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Modesto Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
2500 Tulare Street
Suite 1401, Fresno, CA 93721
(559) 487-5002
U.S. Trustee
www.usdoj.gov/ust
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Eastern District of California are:
August B. Landis
235 Pine Street, Suite 700, San Francisco, CA 94104
Phone: (415) 705-3300 - Fax: (415) 705-3367
Donna S. Tamanaha
235 Pine Street, Suite 700, San Francisco, CA 94104
Phone:(415) 705-3333 - Fax:(415) 705-3379
Barbara Matthews
1301 Clay Street, Suite 690N, Oakland, CA 94612
Phone: (510) 637-3200 Fax: (510) 637-3220
Mark Pope
2500 Tulare Street, Suite 1401, Fresno, CA 93721
Phone: (559) 487-5002 - Fax: (559) 487-5030
Antonia G. Darling
501 "I" Street, Suite 7-500, Sacramento, CA 95814
Phone: (916) 930-2100 - Fax: (916) 930-2099
Edwina Dowell
280 South First Street, Room 268, San Jose, CA 95113
Phone: (408) 535-5525 - Fax: (408) 535-5532
Credit Counseling Services in the Modesto area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Modesto area, these providers have been approved:
1$t Choice Credit Counseling & Financial Education
2049 Marco Drive, Camarillo, CA 93010
(877) 692-5669
AAA Financial Education, Inc.
3480 Chalfant Road, Santa Rosa, CA 95404
(707) 237-8903
Alliant Debt Relief & Consumer Credit Counseling
2401 East Orangeburg Avenue 225, Modesto, CA 95355
(847) 942-8056
For other approved providers in the Modesto area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Modesto Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241, Atlanta, GA 30374, 1-800-685-1111
http://www.equifax.com
TransUnion
Consumer Disclosure Center, P.O. Box 390, Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com
Experian
National Consumer Assistance Center, P.O. Box 949, Allen, CA 75013-0949
1-800-682-7654
http://www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Super Car Sales
3824 McHenry Ave, Modesto, CA, 95356
(209) 537-1833
Mistlin Honda Automobiles Sales & Service
4754 McHenry Ave, Modesto, CA, 95356
(209) 549-5000
Kruse-Lucas Imports
525 Tully Rd, Modesto, CA, 95350
(209) 529-9111
Ron Lawrenc Auto Sales
524 Beard Ave, Modesto, CA, 95354
(209) 577-0592
Elvista Auto Sales
2201 Yosemite Boulevard, Modesto, CA 95354
(209) 526-2221
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Modesto real estate agent, give you a valuation on your property.
Some local Modesto area realtors include:
emax Executive
3425 Coffee Road, Modesto, CA 95355
(209) 575-0231
DLZ Reality Inc
1700 Standiford Avenue, Modesto, CA 95350
(209) 238-9803
Coldwell Banker-Vinson Chase
220A Standiford Avenue, Modesto, CA 95350
(209) 577-4747
McGrath and Associates
1300 H Street, Modesto, CA 95354
(209) 521-9300
Stanislaus County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Northern California, including Atwater, Bystrom, Ceres, East Oakdale, Escalon, French Camp, Grayson, Lathrop, Livingston, Manteca, Modesto, Oakdale, Patterson, Ripon, Riverbank, Riverdale Park, Shackelford, Stockton, Tracy, Turlock, Vernalis, and other communities in Stanislaus County.
Contact a Modesto Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Modesto Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Modesto Bankruptcy Lawyers listed on HG.org; or the Modesto Bankruptcy Lawyers listed on GetLegal.com; or the Modesto Bankruptcy Lawyers on Justia.com