Modesto Bankruptcy Resources | Legal Help & Factual Resources

Helpful Information for Bankruptcy Filings in
Modesto — Stanislaus County — California

 

View the Bankruptcy Rules

View the Bankruptcy Code

View the Federal Rules of Evidence

 

PACER (Public Access to Court Electronic Records)

If you have previously filed a bankruptcy case in the State of California or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.

Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov

 

Modesto, Stanislaus County, California Bankruptcy Law Firms provide debt relief services.U.S. Bankruptcy Courts:

www.uscourts.gov/bankruptcycourts.html

 

California Eastern District Bankruptcy Court

Stanislaus County bankruptcy cases will be filed with this bankruptcy court:

Modesto Division
1200 I Street,  Suite 4, Modesto, CA 95354
(209) 521-5160

Counties Served: Alpine, Amador, Butte, Calaveras, Colusa, El Dorado, Fresno, Glenn, Inyo, Kern, Kings, Lassen, Madera, Mariposa, Merced, Modoc, Mono, Nevada, Placer, Plumas, Sacramento, San Joaquin, Shasta, Sierra, Siskiyou, Solano, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Yolo, Yuba

An experienced Modesto Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Stanislaus County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.

 

Modesto 341 Meeting Room Location

As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Modesto Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.

The meeting room location is:

2500 Tulare Street
Suite 1401, Fresno, CA 93721
(559) 487-5002

 

Your Stanislaus County Bankruptcy Lawyer will guide you through the bankruptcy process and help you get a fresh start!U.S. Trustee

www.usdoj.gov/ust

 

Chapter 13 Trustees

When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the Eastern District of California are:

    August B. Landis
    235 Pine Street, Suite 700, San Francisco, CA 94104
    Phone: (415) 705-3300 - Fax: (415) 705-3367

    Donna S. Tamanaha
    235 Pine Street, Suite 700, San Francisco, CA 94104
    Phone:(415) 705-3333 - Fax:(415) 705-3379

    Barbara Matthews
    1301 Clay Street, Suite 690N,   Oakland, CA 94612
    Phone: (510) 637-3200 Fax: (510) 637-3220
   
    Mark Pope
    2500 Tulare Street, Suite 1401, Fresno, CA 93721
    Phone: (559) 487-5002 - Fax: (559) 487-5030

    Antonia G. Darling
    501 "I" Street, Suite 7-500,   Sacramento, CA 95814
    Phone: (916) 930-2100 - Fax: (916) 930-2099
 
    Edwina Dowell
    280 South First Street, Room 268,    San Jose, CA 95113
    Phone: (408) 535-5525 - Fax: (408) 535-5532

 

Credit Counseling Services in the Modesto area:

All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.

Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Modesto area, these providers have been approved:

1$t Choice Credit Counseling & Financial Education
2049 Marco Drive, Camarillo, CA  93010  
(877) 692-5669
    
AAA Financial Education, Inc.
3480 Chalfant Road, Santa Rosa, CA  95404  
(707) 237-8903

Alliant Debt Relief & Consumer Credit Counseling
2401 East Orangeburg Avenue 225, Modesto, CA 95355
(847) 942-8056

For other approved providers in the Modesto area, visit the U.S. Dept. of Justice website.

 

Credit Reporting Agencies:

Your Modesto Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.

You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.

Contact an experienced Stanislaus County Bankruptcy Attorney for a free initial consultation.Equifax
P.O. Box 740241, Atlanta, GA 30374, 1-800-685-1111
http://www.equifax.com

TransUnion
Consumer Disclosure Center, P.O. Box 390, Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com

Experian
National Consumer Assistance Center, P.O. Box 949, Allen, CA 75013-0949
1-800-682-7654
http://www.experian.com

Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358

 

Tax Returns:

You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.

Federal Tax Returns:

For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.

State Tax Returns:

You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.

Vehicle Valuations:

You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.

Online Vehicle Valuations:

NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com

Local Used Car Dealers (for obtaining vehicle valuations):

Super Car Sales
3824 McHenry Ave, Modesto, CA, 95356
(209) 537-1833

Mistlin Honda Automobiles Sales & Service
4754 McHenry Ave, Modesto, CA, 95356
(209) 549-5000

Kruse-Lucas Imports
525 Tully Rd, Modesto, CA, 95350
(209) 529-9111

Ron Lawrenc Auto Sales
524 Beard Ave, Modesto, CA, 95354
(209) 577-0592

Elvista Auto Sales
2201 Yosemite Boulevard, Modesto, CA 95354
(209) 526-2221

 

Appraisals and Valuations for Real Estate (Real Property)

A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Modesto real estate agent, give you a valuation on your property.An underwater mortgage is one of the leading causes of bankruptcy. A qualified Modesto, Stanislaus County, California, Bankruptcy Attorney can help you save your home and get a fresh start.

Some local Modesto area realtors include:

emax Executive
3425 Coffee Road, Modesto, CA 95355
(209) 575-0231

DLZ Reality Inc
1700 Standiford Avenue, Modesto, CA 95350
(209) 238-9803

Coldwell Banker-Vinson Chase
220A Standiford Avenue, Modesto, CA 95350
(209) 577-4747

McGrath and Associates
1300 H Street, Modesto, CA 95354
(209) 521-9300

 

Stanislaus County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!

Serving clients throughout Northern California, including Atwater, Bystrom, Ceres, East Oakdale, Escalon, French Camp, Grayson, Lathrop, Livingston, Manteca, Modesto, Oakdale, Patterson, Ripon, Riverbank, Riverdale Park, Shackelford, Stockton, Tracy, Turlock, Vernalis, and other communities in Stanislaus County.

Contact a Modesto Bankruptcy Attorney today for a free initial consultation.

Other Legal Bankruptcy Lawyers

If for some unforeseen reason, the Modesto Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Modesto Bankruptcy Lawyers listed on HG.org; or the Modesto Bankruptcy Lawyers listed on GetLegal.com; or the Modesto Bankruptcy Lawyers on Justia.com