Portland Bankruptcy Resources | Legal Help & Factual Resources
Helpful Information for Bankruptcy Filings in
Portland — Multnomah County — Oregon
View the Bankruptcy Rules
View the Bankruptcy Code
View the Federal Rules of Evidence
PACER (Public Access to Court Electronic Records)
If you have previously filed a bankruptcy case in the State of Oregon or any other state, you can search PACER to obtain information about your case and download copies of the documents. There might also be other court documents pertinent to your bankruptcy filing that you will be able to locate on PACER.
Anyone can set up a PACER account. There are charges for files accessed and downloaded. www.pacer.gov
U.S. Bankruptcy Courts:
www.uscourts.gov/bankruptcycourts.html
Oregon District Bankruptcy Court
Multnomah County bankruptcy cases will be filed with this bankruptcy court:
Congress Center
1001 Southwest Fifth Avenue, Suite 700, Portland, OR 97204
(503) 326-1500
An experienced Portland Bankruptcy Lawyer will know the federal laws governing bankruptcy, but will also be familiar with the Local Bankruptcy Court Rules that are specific to each district, and sometimes specific to individual bankruptcy judges. Contact a Multnomah County Bankruptcy Attorney for a free initial consultation regarding Chapter 7, Chapter 13, Chapter 11, or Chapter 12.
Portland 341 Meeting Room Location
As soon as a bankruptcy case is filed, a date is set for the Meeting of Creditors, also known as the 341 Meeting. This meeting gives creditors the opportunity to question the debtor (you) about monies owed and property owned. An average 341 Meeting lasts about 3 to 4 minutes. Your Portland Bankruptcy Lawyer will explain the meeting to you and accompany you to the meeting.
The meeting room location is:
Gus Solomon Courthouse
620 SW Main Street, Suite 223
Portland, OR 97205
U.S. Trustee
Chapter 13 Trustees
When your Chapter 13 bankruptcy case is filed with the Court, a Chapter 13 Trustee will be assigned to your case. The Chapter 13 Trustees for the District of Oregon are:
Wayne R. Godare
1300 SW 5th Ave., Suite 1700 Portland, OR 97201
Phone: (503) 972-6300
Fax: (503) 972-6313
Wayne R. Godare
1300 SW 5th Ave., Suite 1700 Portland, OR 97201
Phone: (503) 972-6300
Fax: (503) 972-6313
Fred Long
400 E. 2nd Avenue, Suite 229 Eugene, OR 97401
Phone: (541)343-1556
Fax: (541)343-5420
Robert E. Ridgway
P.O. Box 993
Pendleton, OR 97801
E-mail: rertrustee@eotnet.net
Phone: (541)276-0124, Fax: (541)276-2959
Credit Counseling Services in the Portland area:
All individuals (not business entities) are required to complete credit counseling before their bankruptcy case can be filed – for all chapters of bankruptcy, including Chapter 7, Chapter 13, Chapter 12, and Chapter 11. After the case is filed, individuals must complete the second half of the course which is called debt management. View the Federal Trade Commission's brochure with consumer information about credit counseling and debtor education.
Credit counseling services must be approved by the bankruptcy court in order to provide these classes. In the Portland area, these providers have been approved:
ClearPoint Financial Solutions, Inc.
9955 S.E. Washington Street Suite 301
Portland , OR 97216
(877) 422-9046
Wayne Godare, Chapter 13 Trustee
1300 SW 5th Avenue, Suite 1700
Portland, OR 97201
(503) 972-6300
For other approved providers in the Portland area, visit the U.S. Dept. of Justice website.
Credit Reporting Agencies:
Your Portland Bankruptcy Attorney may have you sign an authorization form so your credit report can be downloaded directly or you may be asked to obtain your free annual credit report yourself and submit it with your other bankruptcy documentation.
You are entitled to a free annual credit report from the three nationwide credit reporting companies. Don't be tricked by TV ads, email offers, or website banner ads into paying for your credit report. The only authorized source for your free credit report is AnnualCreditReport.com. Visit the Federal Trade Commission's website for more information about your free annual credit report.
Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com
TransUnion
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com
Experian
National Consumer Assistance Center
P.O. Box 949
Allen, OR 75013-0949
1-800-682-7654
http://www.experian.com
Innovis Consumer Assistance
P.O. Box 1358
Columbus, OH 43216-1358
Tax Returns:
You will be required to file copies of your tax returns for the past 2-3 years; submitting them either to the Trustee or the Bankruptcy Court, depending on local bankruptcy rules.
Federal Tax Returns:
For Information on how to obtain a Tax Return Transcript from the Internal Revenue Service, visit the IRS website or call 1-800-908-9946.
State Tax Returns:
You will need to submit state income tax returns if, during the past 2-3 years, you lived in a state that imposes state and/or local income taxes. (There are 43 states in the United States that have a state income tax.) Contact the state's taxing authority if you need to obtain copies of your tax returns from any of these states.
Vehicle Valuations:
You will need a fair and accurate value for any vehicles you own as of the day of filing your bankruptcy case. You can use online sources, but it is sometimes more accurate to get an estimate from a local used car dealer. Local car dealers have a better idea of what someone would actually pay for a vehicle in their city, which is not always the same as the value in the car buying guides.
Online Vehicle Valuations:
NADA - www.NADA.com
Kelly Blue Book - www.kbb.com
Edmunds - www.Edmunds.com
Local Used Car Dealers (for obtaining vehicle valuations):
Lee, Don Used Cars
4650 N Lombard Street
Portland, OR 97203
(503) 289-5579
A Aardvark Damaged Car Buyers
2504 Se 50th Avenue
Portland, OR 97214
(503) 232-4044
Freeman Motor Co
7524 Sw Macadam Avenue
Portland, OR 97219
(503) 310-5555
Appraisals and Valuations for Real Estate (Real Property)
A fair and accurate value for your real property must be listed on your bankruptcy forms (Schedule A). Although some Trustees and Bankruptcy Courts will use the value assigned to your property by your local tax assessor, it is beneficial to have a local expert, such as a Portland real estate agent, give you a valuation on your property.
Some local Portland area realtors include:
AWS Real Estate
1136 Nw Hoyt Street Suite 200
Portland, OR 97209
(503) 294-0600
Bean Investment Real Estate
1600 Sw 4th Avenue
Portland, OR 97201
(503) 223-9000
Cambridge Real Estate Services
3050 Sw 10th Avenue
Portland, OR 97239
(503) 223-1563
Cascade Commercial Real Estate LLC
2323 N Williams Avenue
Portland, OR 97227
(503) 228-0734
Multnomah County Bankruptcy Law Firms will review your financial situation, provide you with advice on the bankruptcy process, and show you how you can receive debt relief!
Serving clients throughout Northwestern Oregon, including Agate Beach, Albany, Aloha, Astoria, Battle Ground, Beaver, Beaver Creek, Beaverton, Camas, Cannon Beach, Corvallis, Dallas, Eugene, Gresham, Hillsboro, Hood River, Junction City, Keizer, Lake Oswego, Lebanon, Lincoln City, McMinnville, Milwaukie, Molalla, Monmouth, Newberg, Portland, Rockaway Beach, Salem, Salmon Creek, Sandy, Scappoose, Seaside, Sheridan, Silverton, Stayton, Stevenson, The Dalles, Tigard, Tillamook, Tualatin, Vancouver, West Linn, Wilsonville, Woodburn, areas in the vicinity of Portland International Airport, and other communities in Clackamas County, Marion County, Multnomah County, Washington County, and Yamhill County.
Contact a Portland Bankruptcy Attorney today for a free initial consultation.
Other Legal Bankruptcy Lawyers
If for some unforeseen reason, the Portland Bankruptcy Lawyers listed on this site are unable to assist you, please visit the Portland Bankruptcy Lawyers listed on HG.org; or the Portland Bankruptcy Lawyers listed on GetLegal.com; or the Portland Bankruptcy Lawyers on Justia.com