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Bay City TX Bankruptcy Attorneys | Matagorda County Texas Bankruptcy Lawyers | Bay City TX Bankruptcy Law Firms

 

Need a Bay City Texas Bankruptcy Lawyer?

Have you been considering filing for Bankruptcy? Do you live in or around the Bay City, Texas area? If so, then it might be time to contact an experienced Bay City bankruptcy attorney to go over your options.

Contact a Bay City bankruptcy attorney by filling out the questionnaire on the left. Merely filling out the form creates no obligation on your part.

Although Bay City is a smaller city, we have the same financial worries that accompany those who live in the bigger cities around Texas, like Houston, Texas, and San Antonio. A difficult economy is often to blame for difficult financial times. Thankfully, there are legal solutions for those who face insurmountable debt. Unpaid mortgages, credit card debt, business loans, and other financial obligations may potentially be discharged in bankruptcy, depending on your circumstances.

If you have been wondering about the bankruptcy process, it may be time for you to contact a Bay City bankruptcy lawyer to learn more. You can learn about chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Your Bay City bankruptcy attorney can listen to your unique situation, walk you through your options, and help you file for bankruptcy if you and your Bay City attorney decide it is your best option.

If you own a business, there may be other considerations. There are other types of bankruptcy, such as chapter 11 bankruptcy, and chapter 12 bankruptcy. Chapter 11 bankruptcy is generally for businesses who wish to reorganize their debt, and chapter 12 is for farmers and fishermen. To learn more, you can contact an Arlington bankruptcy lawyer by filling out the form on the left.

Is Bankruptcy the Right Solution for Your Financial Troubles?

It depends on your specific case. Some debts cannot be discharged in bankruptcy. Different Bankruptcy filings can have different consequences on your financial health down the road. A Bay City bankruptcy attorney can go over your specific case with you to determine: first; if bankruptcy is right of you, and second; which type of bankruptcy is right for you.

What is Bankruptcy?

Bankruptcy is a legal process permits a person in debt to get rid of or repay some or all of their debts under the protection of federal law. Generally, there are two types of bankruptcies: liquidation and reorganization. Chapter 7 refers to liquidation bankruptcy, while Chapter 13 refers to re-organization of debt for consumers. Neither type of bankruptcy is preferred over the other; each person’s situation depends on the particular facts of their own case.

What can a Bay City Bankruptcy lawyer potentially do for you?

  1. Stop Those Harassing Calls from Collection Agencies.
  2. Protect your Property from creditors.
  3. Filing your bankruptcy case and getting a discharge.


Helpful Tips

Before meeting with your Bay City bankruptcy attorney, make sure you take an inventory of your outstanding debts and obligations. For example, try to accumulate copies of your medical bills, mortgage bills, other outstanding debts and obligations, and your work history if applicable.

Ask your Bay City bankruptcy attorney about things like what is a: "short sale," "foreclosure," "underwater mortgage," "reaffirmation agreement," "exemptions," and "discharge”. Ask questions like "should I do a chapter 7 or chapter 13?" and "will I pass the means test?" and "will I lose my house/car/property?". Lastly, ask your attorney whether bankruptcy is even right for you.

 

 

RESOURCES

Bay City Realtors/Mortgage

Matagorda County Real Estate
Full Stringer Realty
3021 Avenue F
Bay City, Texas
Phone: (979) 244-4663		 Bill Bell Realty
3322 6th Street
Bay City, Texas
Phone: (979) 245-5589		 Coldwell Banker Ward Real Estate
3600 Avenue F
Bay City, Texas
Phone: (979) 240-3382


Bay City Banks

Prosperity Bank
1600 7th Street
Bay City, Texas
Phone: (979) 245-4200

First State Bank
3600 7th Street
Bay City, Texas
Phone: (979) 244-3000

Capital One Bank
1112 Seventh Street
Bay City, Texas
Phone (713) 735-4400

Wells Fargo Bank
1801 7th Street
Bay City, Texas
Phone: (979) 245-7331

IBC Bank
2700 7th Street
Bay City, Texas
Phone: (979) 244-7410

Matagorda County Teachers CU
3700 Avenue F,
Bay City, Texas
Phone: (979) 244-7410

 

Bay City Bankruptcy Lawyers Serving clients throughout Southeastern Texas, including Allenhurst, Alvin, Angleton, Bay City, Blessing, Boling - Lago, Caney, Cedar Lane, Clemville, Clute, Danbury, Edna, El Campo, Elmaton, Freeport, Ganado, Lamar, Lake Jackson, Long Mott, Louise, Markham, Matagorda, Midfield, Mission Bend, Missouri City, Needville, Newgulf, Palacios, Pecan Grove, Port Lavaca, Refugio, Richmond, Rockport, Rosenberg, Sargent, Stafford, Sugar Land, Surfside Beach, Sweeny, Tidehaven, Van Vleck, Wadsworth, Weedhaven, West Columbia, Wharton and other communities in Matagorda County.