Galveston TX Bankruptcy Attorneys | Galveston County, Texas Lawyers | Galveston, TX Bankruptcy Law Firms
Need a Galveston TX Bankruptcy Lawyer?
Have you been considering filing for Bankruptcy? Do you live in or around the Galveston, Texas area? Do you owe your creditors more than you can reasonably pay back? If so, then it might be time to contact an experienced Galveston bankruptcy attorney to go over your options.
Contact a Galveston bankruptcy attorney by filling out the questionnaire on the left. Merely filling out the form creates no obligation on your part.
Galveston, Texas attracts a number of families every year who decide to spend their vacations soaking up the sun on Galveston beaches or spending the day at Moody Gardens or Schlitterbahn waterpark. That’s a far cry from the days when Galveston was known as the “Sin City of the Gulf” and offered a number of illegal activities including gambling and selling liquor during prohibition. Today, no one’s going to go broke gambling in Galveston, however, bankruptcy is still a possibility for many Galveston individuals and families. Whether it’s the rise of unpaid credit card bills, getting behind on your mortgage payments, or your inability to pay bills because of losing a job, bankruptcy may be an option for you to consider. An experienced Galveston bankruptcy attorney can explain the process of bankruptcy including the many chapters of bankruptcy and which one might be right for your situation. Bankruptcy is not always the best option and depends on your circumstances. If you or loved one is experiencing financial troubles or is tired of receiving calls from creditors asking for payment, contact an experienced Galveston bankruptcy attorney today to find out if bankruptcy is right for you.
Is Bankruptcy the Right Solution for Your Financial Troubles?
It depends on your specific case. Some debts cannot be discharged in bankruptcy. Different Bankruptcy filings can have different consequences on your financial health down the road. A Galveston bankruptcy attorney can go over your specific case with you to determine: first; if bankruptcy is right of you, and second; which type of bankruptcy is right for you.
What is Bankruptcy?
Bankruptcy is a legal process that allows the debtor (the person in debt) to discharge (get rid of) or repay some or all of their debts under the protection of federal law. Generally, there are two types of bankruptcies: liquidation and reorganization. Chapter 7 refers to liquidation bankruptcy, while Chapter 13 refers to re-organization of debt for consumers. Neither type of bankruptcy is preferred over the other; each person’s situation depends on the particular facts of their own case.
What can a Galveston Bankruptcy lawyer potentially do for you?
- Stop Harassing Calls from Collection Agencies.
- Determine which chapter of bankruptcy is best for you.
- Protect your Property from creditors.
- Filing your bankruptcy case and getting a discharge.
You’re Not Alone. Learn as Much as You Can.
Ask your attorney about things like what is a: "short sale," "foreclosure," "underwater mortgage," "reaffirmation agreement," "exemptions," and "discharge”. Ask questions like "should I do a chapter 7 or chapter 13?" and "will I pass the means test?" and "will I lose my house/car/property?". Lastly, ask your attorney whether bankruptcy is even right for you.
RESOURCES
Galveston Court
U.S Bankruptcy Court for the Southern District of Texas
United States Post Office and Courthouse
601 Rosenberg, Room 411
Galveston, TX 77550
Phone: (409) 766-3547
http://www.txsb.uscourts.gov
Galveston Realtors/Mortgage
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Bouleveard Realty
Joe Tramonte Realty Inc |
Prudential Gary Greene Realtors
Ryson Real Estate |
Davis Mortgage Services
United Home Mortgage |
Galveston Hospitals/Medical Bills
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Mainland Medical Center 6801 Emmett F Lowry Expressway Texas City, Texas 77591 Phone: (713) 371-500 |
University of Texas Medical Branch at Galveston 301 University Boulevard Galveston, TX 77555 Phone: (409) 772-1011 |
Finally, if you do not have any money or any healthcare insurance, there are facilities that probably will treat you in Galveston. They are:
Galveston County Indigent Healthcare Coordinator
722 Moody - Fifth Floor
Galveston, Texas 77550
Phone: (409) 770-5550
Galveston Banks
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Bank of America
Frost Bank
Texas First Bank
Bank of Galveston |
IBC Bank
Capital One Bank
BBVA Compass
First Convenience Bank |
Galveston Outreach
Salvation Army, Galveston
2228 Broadway St
Galveston, Texas 77550
(409) 763-1691
Homeless Centers
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Bay Area Turning Point 210 S. Walnut Webster, Texas 77598 Phone: (281) 286-2525 |
The Alcohol/Drug Abuse Women’s Center 201 S. First Street Galveston, Texas 77550 Phone: (409) 763-5516 |
Food Banks
Galveston County Food Bank Gleanings from the Harvest
624 4th Avenue North
Texas City, Texas 77590
Phone: (409) 945-4232
Organizations that help people with their bills (heat, electricity, water, etc.)
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Beacon of Hope Center, Texas City 1604 1/2 9th Avenue North Texas City, Texas 77590 Phone: (409) 948-0405 |
Beacon of Hope Center, Galveston 1204 45th Street Galveston, Texas 77550 Phone: (409) 762-2143 |
Galveston Bankruptcy Lawyers Serving clients throughout Southeastern Texas, including Algoa, Alta Loma, Alvin, Bacliff, Bayou Vista, Caplen, Crystal Beach, Dickinson, Friendswood, Galveston, Hillcrest, Hitchcock, Houston, Jamaica Beach, La Marque, League City, Missouri City, Nassau Bay, Pelican Island, Port Bolivar, San Leon, Santa Fe, Seabrook, South Houston, Texas City, Tiki Island, Webster and other communities in Galveston County.