Richardson TX Bankruptcy Attorneys | Dallas County, Texas Lawyers | Richardson, TX Bankruptcy Law Firms
Is it Time to Contact a Richardson Texas Bankruptcy Lawyer?
Have you been considering filing for Bankruptcy? Do you live in or around the Richardson, Texas area? Do you owe your creditors more than you can reasonably pay back? If so, then it might be time to contact an experienced Richardson bankruptcy attorney to go over your options.
Contact a Richardson bankruptcy attorney by filling out the questionnaire on the left. Merely filling out the form creates no obligation on your part.
Richardson is home to quite a few families many of which choose to live here because Richardson is considered one of the safest cities in America and it has a strong economy. Home to over 100,000 people, Richardson is know as the Telecom Corridor because so many telecommunications companies call Richardson home. It is because of the city’s strong presence in the telecommunications industry that Richardson fares better the most cities economically in good and bad financial times. However, even though the area might be prospering financially that does not always correlate to its residents. Whether it’s crippling credit card debt or getting upside down on a car loan or mortgage payment, it’s easy for a person or family to get in over their head financially.
Fortunately, the federal government has stepped in to offer a number of options for people experiencing financial difficulties. The United States Bankruptcy code has different chapters for people and companies in different situations. If you or loved one feels like bankruptcy may be the answer to solved your financial problems, contact an experienced Richardson bankruptcy attorney today. During your initial consultation, your bankruptcy lawyer will be able to offer you a few alternatives depending on your particular situation, which could include filing for one of the relevant chapters of bankruptcy or pursuing other options if bankruptcy is not right financial path under your circumstances. Contact an experienced Richardson bankruptcy attorney today so you can put your financial troubles behind you.
Is Bankruptcy the Right Solution for Your Financial Troubles?
It depends on your specific case. Some debts cannot be discharged in bankruptcy. Different Bankruptcy filings can have different consequences on your financial health down the road. A Richardson bankruptcy attorney can go over your specific case with you to determine: first; if bankruptcy is right of you, and second; which type of bankruptcy is right for you.
What is Bankruptcy?
Bankruptcy is a legal process that allows the debtor (the person in debt) to discharge (get rid of) or repay some or all of their debts under the protection of federal law. Generally, there are two types of bankruptcies: liquidation and reorganization. Chapter 7 bankruptcy refers to liquidation bankruptcy, while Chapter 13 bankruptcy refers to re-organization of debt for consumers. Neither type of bankruptcy is preferred over the other; each person’s situation depends on the particular facts of their own case. For those who own businesses, you may be interested in chapter 11 bankruptcy, which allows a business to re-organize its debts. Be sure to discuss these different types of bankruptcy with your Richardson bankruptcy lawyer.
What can a Richardson Bankruptcy lawyer potentially do for you?
- Protect your Property from creditors.
- Filing your bankruptcy case and getting a discharge.
- Stop Harassing Calls from Collection Agencies.
- Determine which chapter of bankruptcy is best for you.
You’re Not Alone. Learn as Much as You Can.
Ask your attorney about things like what is a: "short sale," "foreclosure," "underwater mortgage," "reaffirmation agreement," "exemptions," and "discharge”. Ask questions like "should I do a chapter 7 or chapter 13?" and "will I pass the means test?" and "will I lose my house/car/property?". Lastly, ask your attorney whether bankruptcy is even right for you.
RESOURCES
Richardson Court
U. S. Bankruptcy for the Northern District of Texas
Earle Cabell Federal Building and United States Courthouse
1100 Commerce Street, Room 1254
Dallas, TX 75242
Phone: (214) 753-2000
http://www.txnb.uscourts.gov
Richardson Realtors/Mortgage
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Re/Max Abrams
Pacific Century Realty
Coldwell Banker Apex, Realtors |
Kendall-Miller Realty Partners
Mary Lou Realters
Regent Realty Services |
Richardson Hospitals/Medical Bills
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Methodist Richardson Medical Center
Baylor Regional Medical Center-Plano |
Heart Hospital
Medical City Dallas Hospital |
Richardson Banks
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First International Bank
American First National Bank
Golden Bank |
Bank of Texas
State Bank of Texas
Chase Bank and ATM |
First Convenience Bank
Comerica Bank
Bank of America |
Richardson Food Banks/Outreach
Shelters/Homeless Centers
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City House 902 E. 16th Street Plano, Texas 75074 Phone: (972) 424-4626 |
Collin Intervention to Youth 1947 Avenue K #100 Plano, Texas 75074 Phone: (972) 424-4626 |
New Beginning Center 218 N 10th St. Garland, Texas 75040 Phone: (972) 276-0057 |
Food Banks
Gods Food Pantry
3420 14th St
Plano, Texas 75074
Phone: (972) 633-9777
Organizations that help people with their bills (heat, electricity, water, etc.)
Community Services, Inc.
P.O. Box 612
Corsicana, TX 75151
Phone: (903) 872-2401
Toll Free: (800) 831-9929
Richardson Texas Bankruptcy Lawyers Serving clients throughout Central Texas, including Addison, Audelia, Buckingham, Buckingham North, Farmers Branch, Garland, Murphy, North Branch, North Dallas, Orchard Hills, Parker, Plano, Sachse, University Park, and other communities in Collin County and Dallas County.